BUYER GUIDE
The Extra Costs Buyers Don't Expect
Complete breakdown of Florida closing costs, insurance, taxes, HOA, and monthly costs that surprise South Florida buyers.
The Extra Costs Buyers Don't Expect
CERTEZZA REALTY
2026 EDITION
WHAT YOU'LL DISCOVER
Budget for the Hidden Costs
The purchase price is just the beginning. This comprehensive guide breaks down all closing costs, recurring costs, and expenses that catch buyers by surprise.
- Closing costs: title, appraisal, inspection, insurance, attorney fees breakdown
- Property taxes: Florida homestead rates, non-homestead, and tax assessment
- Insurance: homeowners, flood, wind, and pool insurance in 2026
- HOA fees: annual, special assessments, and budgeting for unexpected costs
- Transfer taxes and doc stamps: how much they cost in South Florida
- Move-in costs: inspections, repairs, utilities, and first-month expenses
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Backed by 25+ years of local market expertise across Miami-Dade, Broward & Palm Beach.
Backed by 25+ years of local market expertise across Miami-Dade, Broward & Palm Beach.
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