BUYER GUIDE
Stop Paying Rent: Your Path to Homeownership
First-time buyer guide with Hometown Heroes, Florida Assist, FHA, VA — and proven strategies to get into South Florida homes.
Stop Paying Rent: Your Path to Homeownership
CERTEZZA REALTY
2026 EDITION
WHAT YOU'LL DISCOVER
Your Homeownership Blueprint
Renting costs money forever; buying builds equity. This guide walks first-time buyers through down payment assistance, financing options, and South Florida market strategy to achieve homeownership.
- Hometown Heroes DPA program: $35K down payment assistance for essential workers
- Florida Assist and other state programs: hidden incentives and requirements
- FHA loans: lower credit scores, lower down payments explained
- VA benefits: mortgage rates and benefits for military and veterans
- Down payment strategies: when to save more vs. use assistance programs
- Pre-approval process: what lenders look for and how to get approved fast
Trusted by South Florida homebuyers & sellers.
Backed by 25+ years of local market expertise across Miami-Dade, Broward & Palm Beach.
Backed by 25+ years of local market expertise across Miami-Dade, Broward & Palm Beach.
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